Terms & Conditions

Introduction

These Terms and Conditions apply to this website and any associated landing pages, calculators, digital forms, downloadable resources, client portals, newsletters, mobile applications, and online services (collectively referred to as the "Services") operated by ZedPlus Accounting and Finance (ABN/ACN: [INSERT ABN/ACN]) ("ZedPlus", "we", "our", or "us").

By using this website and Services, you agree to these Terms and Conditions together with any notices, disclaimers, and policies published on the website. If you do not agree with these Terms, you should stop using the website and Services immediately.

We may update these Terms from time to time without prior notice. Continued use of the website after updates are published will be treated as acceptance of those changes.

General Information

The information published on this website is intended for Australian residents unless otherwise stated.

Content, including blogs, newsletters, calculators, educational resources, market updates, lending information, tax updates, guides, and financial insights, is general in nature only and does not constitute accounting, financial, legal, taxation, lending, or credit advice.

ZedPlus Accounting and Finance has not considered your personal objectives, lending requirements, financial circumstances, or business needs when preparing website content. Before making financial, lending, investment, or taxation decisions, professional advice tailored to your circumstances should be obtained.

Examples, borrowing capacities, loan repayments, tax estimates, savings, interest rates, and outcomes shown on this website are estimates only and should not be treated as guarantees.

Mortgage and Finance Services

ZedPlus Accounting and Finance provides mortgage broking support, refinancing assistance, first home buyer support, investment lending guidance, SMSF lending support, business finance assistance, car and asset finance support, and related services.

All lending approvals, borrowing limits, loan structures, repayments, product availability, and interest rates remain subject to lender policies, serviceability requirements, eligibility criteria, valuation outcomes, and formal approval.

The use of calculators, borrowing tools, repayment estimators, and other finance-related tools available on the website is for informational purposes only and should not be considered lending approval or credit advice. Loan approvals are not guaranteed and remain solely at the discretion of lenders and financial institutions.

Australian Credit Licence Number: [INSERT ACL NUMBER]

Accounting and Taxation Services

ZedPlus Accounting and Finance may also provide accounting, taxation, bookkeeping, business support, and related financial administration services.

Website content regarding taxation, deductions, bookkeeping, or accounting is general information only and may not be suitable for your individual circumstances.

Clients remain responsible for ensuring all financial records, tax information, identification documents, and supporting paperwork provided are complete, accurate, and current.

We are not liable for delays, rejected applications, taxation issues, penalties, or financial loss resulting from inaccurate, incomplete, or delayed information supplied by clients.

Website Use

You agree to use this website responsibly and lawfully.

You must not:

We reserve the right to suspend or restrict access where misuse or breaches of these Terms are identified.

Intellectual Property

All website content, including branding, logos, calculators, text, blogs, graphics, videos, downloadable resources, service descriptions, and educational materials, remains the intellectual property of ZedPlus Accounting and Finance unless otherwise stated.

You may access website content for personal or internal business use only. Commercial reproduction, copying, republication, redistribution, or modification without written permission is prohibited.

Third-Party Platforms and Links

This website may contain links to third-party websites, lenders, software systems, calculators, government resources, or external service providers.

ZedPlus Accounting and Finance does not control or guarantee the reliability, security, or availability of third-party platforms and accepts no responsibility for any loss or damage arising from their use.

Users should review the privacy practices and terms of third-party websites independently.

Privacy and Data Collection

ZedPlus Accounting and Finance is committed to protecting personal information and handling data responsibly.

Information collected through enquiry forms, loan enquiries, applications, calculators, newsletters, and contact forms may be used to assess enquiries, provide Services, communicate updates, and improve customer experience.

Cookies, website tracking technologies, and analytics tools may be used to improve website functionality, advertising performance, and user experience.

No Warranties and Limitation of Liability

While reasonable efforts are made to maintain accurate information and website functionality, the Services are provided on an "as is" basis.

To the maximum extent permitted by law, ZedPlus Accounting and Finance excludes liability for direct, indirect, incidental, or consequential loss resulting from reliance on website information, website interruptions, delays, lender decisions, technology failures, or inability to access Services.

Nothing within these Terms excludes rights available under the Australian Consumer Law where those rights cannot legally be excluded.

Governing Law

These Terms and Conditions are governed by the laws of New South Wales, Australia. Any disputes relating to these Terms or Services will be subject to the exclusive jurisdiction of the courts of New South Wales.

Contact Us

ZedPlus Accounting and Finance
ABN/ACN: 82 618 545 305
Level 49, 8 Parramatta Square, Parramatta, NSW 2150
Phone: 1800 96 50 90
Website: www.zedplus.net.au