Get behind the wheel faster with a pre-approved car loan.

At ZedPlus, we prioritise speed and convenience, understanding that our customers want to get behind the wheel as soon as possible.

Once your application and required documents are submitted, approvals are often completed within 24 to 48 hours. Our expert loan specialists do the heavy lifting—coordinating with over 40 lenders to secure a tailored deal for you.

We strive to ensure no delays, so having your documents ready (ID, payslips, and bank statements) will help us fast-track your approval even further. With ZedPlus, you can finalise your financing without the usual hassles and be driving your dream car in no time!

At ZedPlus, we work closely with a vast network of 40+ lenders to offer highly competitive interest rates customised to your profile. The exact rate you receive will depend on factors such as your credit history, loan amount, and repayment term.

The best part is that we specialise in negotiating the most favourable deals, often securing fixed interest rates that give you predictable payments throughout the loan period.

To get the best deal, we recommend:

• Providing complete documentation upfront to speed up lender offers.
• Choosing a shorter loan term to reduce interest costs.
• Consider pre-approval so you know your rate and can lock it in early.

Rest assured, we’ll walk you through every step of the process to ensure transparency, with no hidden fees or surprises.

Yes, you absolutely can! At ZedPlus, we believe that everyone deserves access to car financing, even if life events have affected their credit history.

We specialise in working with lenders who offer flexible loan options for individuals with poor credit scores. While loans for those with bad credit may have slightly higher interest rates, we can help you:

• Explore lenders with no hidden fees and transparent terms.
• Improve your loan offer by adding a guarantor or making a larger initial deposit.
• Choose options that allow early repayment to lower overall costs.

We’re committed to finding the most suitable solution for your financial situation, ensuring that bad credit isn’t a barrier to owning the car you need.

Pre-approval offers clarity and confidence when you’re searching for a car. By securing pre-approval through ZedPlus, you’ll know exactly how much you can borrow before you start shopping, allowing you to negotiate better deals with dealerships or private sellers.

Pre-approval also speeds up the final approval process. Once you’ve chosen a vehicle, most of the paperwork is already done, and it’s just a matter of finalising the loan. Additionally, a pre-approved loan provides these advantages:

• You stay within budget, avoiding unnecessary financial stress.
• You have more leverage during price negotiations, knowing your financing is secure.
• Your interest rate is locked in, protecting you from market fluctuations.

Our specialists will guide you step-by-step through this process, ensuring a smooth transition from loan approval to driving your new car.

We offer flexible repayment plans designed to match your financial situation and goals. Our car loans come with terms ranging from 3 to 5 years, giving you control over how quickly you want to pay off your loan.

For those who prefer to ease into payments, we provide an option to reduce the installment amount in the first year, making it easier to enjoy your new car immediately.

Many of our lenders allow additional repayments without penalties, helping you save on interest. By making extra payments toward the principal, you reduce the total interest payable over the life of the loan.

If early repayment is a goal, we’ll help you find a loan option with no early exit fees so you can pay off your loan faster and save money.

Yes! Whether you’re purchasing a car for personal use or a business fleet, we’ve got you covered. Business car loans come with certain advantages, such as the ability to claim tax deductions on depreciation and interest costs.

Depending on your circumstances, a business loan might also offer cash flow benefits, as the repayments are tailored to your company’s financial performance.

When applying for a business vehicle loan, you may need to submit additional documentation, such as:

• Proof of business income (like tax returns or profit statements).
• A business plan or projected cash flow to ensure lenders of repayment ability.

Our experts are committed to helping business owners discover tax-efficient financing options, guaranteeingyou get the best deal tailored to your unique requirements.

Transparency is at the core of our service. At ZedPlus, we ensure no hidden fees catch you by surprise. Some common fees to consider are:

• Application or setup fees, which are disclosed upfront.
• Early repayment fees (for certain lenders if you repay ahead of schedule).
• Ongoing account management fees for maintaining your loan account.
• Late payment penalties if installments aren’t paid on time.

We work with lenders who offer clear and transparent loan terms, ensuring you have a full understanding of all potential costs. Your dedicated loan specialist will walk you through every detail before you sign, so there are no surprises down the road.